Bank Financial Statement Analysis, Ratio Analysis and Performance Analysis. Financial Institution Financial Statement Analysis. Assets Current Assets / Liquid Assets. Frequency for submission of the Stock statement report shall depend on the nature of the business, loan type, and of-course varies bank to bank. Some banks, like. SBI, provides their own statement format but some may ask general stock data. How to find Closing Stock? Closing stock is the remaining stock at the end of an accounting period which may be monthly, quarterly, half yearly or annually. It includes, raw materials in stock, work in progress and finished products. They wanted to know how the disbursed amount has been spent over the time by checking the net stock inwards vs net stock outwards of the products and its value including opening stock balance and closing stock balance in a particular period.
Why bank bother about the stock statement? Because, if you don't repay their amount taken as loan, bank has right to acquire your stocked goods or products and sell it out through auction method.